Need an appraisal in Stuttgart or Arkansas County?
The top 7 reasons why AR homeowners need The Jacobs Company of Stuttgart:
Do you own a home in or near Stuttgart? Do you need help determining the price of your real estate?
At The Jacobs Company of Stuttgart, we understand the individual needs of a homeowner after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your home because you most likely have an emotional attachment to it. The professional appraisers at The Jacobs Company of Stuttgart will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping customers just like you do away with unneeded PMI insurance.
Challenging property tax assessments
If you live in a region that is declining or is not appreciating as much as other properties close by, your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from The Jacobs Company of Stuttgart is your strongest weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. Not only can this be disadvantageous from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from The Jacobs Company of Stuttgart can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for preciseness, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? The Jacobs Company of Stuttgart offers field reviews where we go out and check the subject and comps. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? The Jacobs Company of Stuttgart can help with that too. Even though this is typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.